Scope and Application. The following terms and conditions ("Terms of Use") apply to all visitors to or users of this site (the "Website"). By accessing or utilizing the Website, or any portion of the Website, you agree to these Terms of Use. DealerTrack reserves the right to change these Terms of Use from time to time at its sole discretion. All changes will be effective immediately upon posting. If you violate any of these Terms of Use, in addition to all other remedies, DealerTrack may terminate your use of this site with or without notice.

System and network security. Violations of system or network security are prohibited, and may result in criminal and civil liability. DealerTrack will investigate incidents involving such violations and may involve and will cooperate with law enforcement if a criminal violation is suspected. DealerTrack will also pursue civil liability and such other remedies as are available to it in law or equity. Examples of system or network security violations include, without limitation, the following:

• Unauthorized access to or use of data, systems or networks, including any attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures;
• Unauthorized monitoring of data or traffic on any DealerTrack network or system;
• Interference with service to any user, host or DealerTrack network including, without limitation, mailbombing, flooding, deliberate attempts to overload a system, denial of service attacks, or broadcast attacks.
• Forging of any TCP-IP packet header or any part of the header information in an email or a newsgroup posting.

Appropriate Use, Responsibility of Users, Moderation, and Indemnity by Users. You may access the Website solely to read content on this Website posted by DealerTrack and to submit for posting permitted information and comments about auto finance topics, subject to these Terms of Use. Other uses of the Website are not appropriate or permitted. Examples of posting or comment submissions that are not permitted include: information or comments that are unlawful; defamatory or derogatory statements; copyrighted information without permission of the copyright holder; proprietary or confidential information without permission of the information owner;. We reserve the right to refuse discussion, submissions, postings, or links on any topics, in our sole discretion.

While you may link to content on this Website, no content on the Website may be otherwise reproduced or disseminated, in whole or in part, in any manner without the prior written consent of DealerTrack. All submissions submitted by you for posting on this Website in which you own any right, title or interest (including any copyright interest) become the sole and exclusive property of DealerTrack and, by your submission, you irrevocably assign any and all rights you may have in such submission to DealerTrack. All submissions submitted by you for posting on this Website in which another party owns a copyright interest shall be subject to a worldwide, perpetual, irrevocable, royalty free, transferable (including rights to sublicense) right and license to exercise all copyright, publicity, and moral rights with respect to any content you provide, including the right of DealerTrack to reproduce, copy, store, publicly display, transmit, modify, remove HTML, translate, publish, sublicense, assign, transfer, sell, create derivative works or otherwise distribute, including on this Website, such submissions and all portions thereof.

Unauthorized reproduction or distribution of any content from this Website by you is strictly prohibited, and DealerTrack reserves all of its rights in the Website content. With respect to DealerTrack-owned content, DealerTrack grants you a limited, revocable, personal and nontransferable license to view that content on the Website solely for non-commercial purposes, and DealerTrack reserves all rights and remedies it may have in connection with such content. Except as may otherwise be expressly permitted by these Terms of Use, you are not authorized to reproduce, copy, store, publicly display, transmit, modify, translate, publish, sublicense, assign, transfer, sell, create derivative works or otherwise distribute any DealerTrack-owned content. The trademarks, logos and service marks displayed on the Website are the property of DealerTrack its affiliates, or indicated third parties, and you may not use any trademarks, logos or service marks of DealerTrack, its affiliates or of third parties displayed on the Website without the prior written consent of DealerTrack, its affiliate, or the owner, respectively.

This Website is available to the public. No information you consider proprietary or confidential should be submitted to or posted on this Website, and any information submitted by you to this Website is conclusively deemed to be non-proprietary and non-confidential. You acknowledge and agree that you are solely responsible for the content of all information you submit, link to, upload, transmit, or otherwise make available on the Website.

By submitting (including without limitation transmitting, uploading, or posting) any information or material to the Website, you represent, warrant, and covenant that: (i) such information or material is not proprietary or confidential information or material belonging to someone else and that you have the absolute and unqualified right to grant to DealerTrack the rights and licenses set forth in these Terms of Use; (ii) to the extent any such material or information is copyrighted by another party, that you have the necessary rights, licenses and consents to submit such information or material to DealerTrack in accordance with the Terms of Use; and (iii) your transmission, posting, upload, or submission of the information or material does not violate any agreements, third party rights, including intellectual property rights, or copyright or other laws. You further agree not to submit advertisements or solicitations of business or make any other commercial use of this Website.

DealerTrack may review, edit or otherwise modify all submissions (including without limitation postings, links, and/or comments) before they are posted to the Website (collectively, "moderate") and DealerTrack reserves the right to reject or remove comments, links, or postings for any reason, including but not limited to our belief that the comments violate these Terms of Use. All decisions on content posting, rejection and removal are entirely at the discretion of DealerTrack, and DealerTrack has no obligation to post or remove content. Any failure to remove content that violates these Terms of Use is not a waiver of DealerTrack's rights. Because we may moderate postings, comments, and/or links, they may not appear immediately.

This Website may contain links to third party sites. Access to any other Internet site linked to this Website is at the user's own risk, subject to terms of use for such other Internet sites, and DealerTrack is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these sites. DealerTrack provides these links merely as a convenience and the inclusion of such links does not imply an endorsement.

By accessing or using the Website, upon request by DealerTrack, you agree to defend, indemnify, and hold harmless DealerTrack, its affiliates and their respective employees, contractors, officers, directors, and agents from all liabilities, damages, costs, expenses (including reasonable attorneys' fees and litigation costs), claims, demands, actions, and lawsuits that arise from your violations of the Terms of Use or your submissions to, postings to, comments on, links to or from, use of, or misuse of this Website, whether or not DealerTrack assumes the defense or control of resolving any matter.

No DealerTrack Viewpoints. Some of the individuals posting to this Website, including the moderators, are DealerTrack employees. Comments or opinions expressed by DealerTrack employees on this Website are their personal views and not necessarily those of DealerTrack. The views expressed by outside contributors, including DealerTrack contractors, whether in comments or in material linked from the Website, do not represent the views of DealerTrack, its management or employees.

No DealerTrack Warranties and No DealerTrack Liability. THIS WEBSITE AND ITS CONTENT ARE MADE AVAILABLE BY DEALERTRACK ON AN "AS-IS" AND "AS AVAILABLE" BASIS AND WITHOUT WARRANTIES BY DEALERTRACK OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, NON-INFRINGEMENT, FITNESS FOR PARTICULAR PURPOSE OR MERCHANTABILITY. DEALERTRACK ASSUMES NO RESPONSIBILITY FOR ANY CONTENT OR YOUR USE OF THE WEBSITE AND DEALERTRACK SHALL NOT BE LIABLE FOR ANY DAMAGES, LOSSES, COSTS, EXPENSES, CLAIMS, LIABILITIES, ACTIONS, DEMANDS, OR LAWSUITS ARISING OUT OF YOUR USE OF THE WEBSITE OR SUCH CONTENT WHETHER BASED ON TORT, INCLUDING NEGLIGENCE, CONTRACT, OR OTHERWISE.

Changes and Termination. DealerTrack reserves the right, at any time, to modify and discontinue, either temporarily or permanently, the Website, Terms of Use and/or any part thereof, with or without notice. You acknowledge and agree that DealerTrack shall not be responsible or liable to you or to any third party as a result of modification or discontinuance of the Website or modification of the Terms of Use.

Notice of Copyright Claims. If you believe that any content posted to this Website violates your intellectual property rights, your sole recourse is against the person or entity that posted the content and DealerTrack will have no liability of any type or description with respect thereto.